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Loan Program

Private Lending for Real Estate

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Owner-Occupied & Investment Properties

At WhataMortgage, we offer private lending solutions tailored for both owner-occupied and investment properties. Whether you’re buying a home to live in or looking to invest in residential real estate, our private loans provide flexibility and fast approvals. With 3-5 year balloon terms, rates starting at 9%, and 3 points, we offer competitive financing to meet your needs.

  • Owner-Occupied Loans: For those looking to purchase or refinance a home they intend to live in, our private loans offer more lenient qualifications and faster funding than traditional mortgages, ideal for buyers with unique financial situations.
  • Investment Property Loans: If you’re building your investment portfolio, our private lending solutions allow you to finance rental properties or real estate investments with flexible terms and competitive rates.

3-5 Year Balloon Terms

Our private loans feature 3-5 year balloon terms, meaning you’ll enjoy lower monthly payments for a set term, with a balloon payment due at the end. This structure offers flexibility and helps you manage cash flow while planning for long-term refinancing or sale.

Why Choose Private Lending with WhataMortgage?

  • Rates Starting at 9%: Our private loans start at competitive rates of 9%, ensuring you receive a cost-effective solution for your real estate goals.
  • 3 Points: With just 3 points, you benefit from transparent and straightforward costs with no hidden fees.
  • Flexible Loan Terms: Whether you need financing for your primary residence or investment property, our private loans offer flexible terms designed to fit your specific situation.

Get started by using one of our FREE tools!

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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Commercial Lending

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Private Money Lending

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Hard Money Loans

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